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Kissimmee: Downtown, Lake Tohopekaliga, and nearby Buenaventura Lakes and Poinciana

Osceola County, Florida

Living in Kissimmee, Florida

Kissimmee is the seat of Osceola County, a city of 79,226 people (2020 Census) on 21.5 square miles beside Lake Tohopekaliga. Its homes run from downtown plats older than the county to subdivisions and condominiums built since 2000. Buenaventura Lakes and Poinciana use Kissimmee addresses but are outside the city.

Kissimmee is the seat of Osceola County, on the north shore of Lake Tohopekaliga. The 2020 Census counted 79,226 residents on 21.5 square miles of land, and the Census Bureau’s 2020-2024 survey estimate is 81,479. City Hall is at 101 Church Street, a short walk from the SunRail and Amtrak station.

The city began as a trading post called Allendale and was incorporated as Kissimmee City in 1883. Voters chose it as county seat after the Legislature created Osceola County in 1887, and the 1890 courthouse is still used for court.

A Kissimmee mailing address covers far more ground than the city does. Buenaventura Lakes is a census-designated place in unincorporated Osceola County (30,251 residents in 2020). Poinciana is another, spread across unincorporated Osceola and Polk counties (69,309 residents in 2020). Celebration also lies outside the city. The difference matters: the city and the county have different tax rates, utilities, trash service and rental rules, and the Property Appraiser’s record for a parcel shows which applies.

Homes and neighborhoods

The Census Bureau estimates 30,926 housing units in the city (ACS 2020-2024). About 46 percent are single-family detached houses, 8 percent are attached houses such as townhomes, 10 percent are in buildings of two to four units, 32 percent are in buildings of five or more units, and 3 percent are mobile homes. Of occupied homes, about 46 percent are owner-occupied.

The median home was built in 1992. About 22 percent were built before 1980, 24 percent in the 1980s and 36 percent in 2000 or later.

The oldest plats are downtown. The city’s Downtown Kissimmee redevelopment area runs from John Young Parkway east to the lake and from Vine Street south to Clay Street. County parcel records (read October 2026) place these larger subdivisions inside the city’s tax district: BellaVida, Knightsbridge, The Oaks, Cypress Reserve, Magnolia Park, Fiesta Key, Orange Gardens and Liberty Village. The same records count about 17,850 improved single-family parcels and 3,825 condominium units in the city.

The census median value of owner-occupied homes was $304,400 for 2020-2024. That is a survey figure, not a sale price. To see what is listed now, search homes for sale in Kissimmee, or look at recent sales and rentals.

Property taxes in Kissimmee

Florida taxes a home on its assessed value less exemptions, multiplied by the millage rate (dollars per $1,000 of taxable value). The 2025 rates inside the city:

Taxing authority2025 millage
Osceola County (general fund 6.7000, library 0.3000, Save Osceola 0.2500)7.2500
School District of Osceola County5.3060
City of Kissimmee4.6253
South Florida Water Management District0.2301
Total17.4114

Unincorporated Osceola County, which includes Buenaventura Lakes and the Osceola side of Poinciana, has no city levy. The county adds 1.0682 mills there for emergency medical services, and the 2025 total was 13.8543 mills, or more in neighborhoods with a county service district.

The homestead exemption takes up to $50,000 off the assessed value of a primary residence. The first $25,000 applies to all taxes. A second amount, on value above $50,000, applies to non-school taxes only and is now adjusted for inflation: $25,722 for 2025 and $26,411 for 2026. As a worked example, a homesteaded house assessed at $300,000 in the city owed about $4,477 for 2025, and about $5,223 without the exemption. Non-ad valorem assessments are added to the same bill.

Save Our Homes caps the yearly rise in a homesteaded home’s assessed value at 3 percent or the change in the Consumer Price Index, whichever is lower: 2.7 percent for 2026. Other property is capped at 10 percent a year. A sale ends the seller’s cap and the home is reassessed at market value the next January 1, so a buyer’s bill can be much higher than the seller’s last one. The Property Appraiser’s tax estimator shows the difference for a given price.

The Property Appraiser mails the notice of proposed taxes (the TRIM notice) in August. Bills go out by November 1, with a 4 percent discount for paying in November, 3 percent in December, 2 percent in January and 1 percent in February, and they are delinquent April 1. Homestead applications are due March 1.

Amendment 3 on the November 3, 2026 ballot would raise the non-school homestead exemption and cut the 10 percent cap to 5 percent from 2027 if voters approve it. The figures here are the rules for 2025 and 2026 bills.

CDD and HOA fees

Much of the older city has neither. Newer subdivisions usually have a homeowners association, and some sit in a community development district (CDD), a special district that pays for roads, ponds and utilities with bonds and bills owners a yearly assessment on the tax bill. Look for non-ad valorem lines on a parcel’s bill before relying on a tax estimate.

Few associations publish their dues. Under section 720.30851, Florida Statutes, an association must deliver an estoppel certificate within 10 business days of a request, stating the regular assessment and anything owed. We can pull the HOA documents for a home you are considering.

Short-term rental rules

The city’s Land Development Code defines a short-term rental as a home rented for less than 30 days. Section 14-6-44 prohibits that in a residential district with two exceptions: a home in a short-term rental or mixed-use planned development inside the city’s Short-Term Rental Overlay (STRO) that the city approved for the use, or a home approved as a conditional use inside the overlay. Approvals older than the overlay stand while they remain in effect. Confirm a parcel’s district and overlay on the city’s zoning map or with its Planning Division at 407-518-2140.

Outside the city, Osceola County’s code allows short-term rental only in planned developments inside the county’s own overlay. The county’s list of approved developments (revised May 2022) names particular tracts of Buenaventura Lakes and particular Poinciana neighborhoods, not either community as a whole.

A home has to clear three things: zoning, the association’s recorded documents, and licensing. Florida’s DBPR licenses a vacation rental, meaning a whole home rented more than three times a year for less than 30 days. Stays of six months or less owe Osceola County’s 6 percent tourist development tax, paid to the Tax Collector, plus 6 percent state sales tax and the county’s 1.5 percent surtax. Our property management team can check a specific address.

Schools

The School District of Osceola County runs the public schools. Zones go by address, and the board approved the 2026-27 boundaries on June 23, 2026. Look up an address with the district’s BusPlanner tool. The district also lists the charter schools it sponsors.

Utilities

Inside the city, Kissimmee Utility Authority, the city-owned electric system, supplies electricity, and Toho Water Authority supplies water, sewer and reclaimed water. The city’s Solid Waste Division collects residential trash, recycling and yard waste. TECO Peoples Gas is the natural gas provider the county lists; confirm service at the address.

Outside the city the mix changes by address. The county’s map shows KUA serving Buenaventura Lakes and Duke Energy serving the west of the county, and Waste Management collects weekly in unincorporated areas under a county contract.

Getting around

US 192 crosses the city as Vine Street. Florida’s Turnpike has interchanges at US 192 east of the city (exits 242 and 244) and at Osceola Parkway (exit 249). Interstate 4 meets US 192 at exit 64, west of the city. Poinciana Parkway (SR 538) is a 7.2-mile toll road between US 17-92 and Cypress Parkway.

SunRail’s Kissimmee/Amtrak station is at 320 Pleasant Street, with parking and LYNX bus connections; trains run Monday to Friday. Poinciana station, the south end of the line, is at 5025 S. Rail Avenue.

From City Hall, OpenStreetMap routing puts Orlando International Airport about 17 miles and 29 minutes away without traffic, and downtown Orlando about 22 miles and 32 minutes. Brightline’s Orlando station is at the airport. Times on I-4 and US 192 vary widely with traffic.

Flood zones and insurance

The city fronts Lake Tohopekaliga and Shingle Creek, so flood zones change from block to block. Search an address on FEMA’s Flood Map Service Center or the city’s flood zone map. For addresses outside the city, Osceola County gives flood zone determinations.

For wind coverage, insurers discount premiums for features that reduce hurricane damage. An inspector records them on the state’s Uniform Mitigation Verification Inspection Form (OIR-B1-1802, updated April 1, 2026), which is valid for up to five years. Citizens Property Insurance Corporation uses the same form.

Parks and things to do

  • Kissimmee Lakefront Park, 201 Lakeview Drive: paved walking and bike paths, playgrounds, a splash pad, a fishing pier, pavilions and the Monument of States. Open 7 a.m. to 10 p.m.
  • Big Toho Marina: Lake Tohopekaliga’s largest boat ramp and marina, with boat slips, a bait shop and a fishing pier.
  • Shingle Creek Regional Trail runs from Lakefront Park to Shingle Creek Regional Park at 2491 Babb Road, which has kayak rentals, paved and unpaved trails and historic homestead houses.
  • Mark Durbin Community Park has sports fields, a roller hockey rink and a skate park, and the Fortune Road Athletic Complex has softball and baseball fields.
Approximate drives from Kissimmee City Hall, 101 Church Street
ToDistanceTime
Orlando International Airport, Terminals A and B17 miles29 min
Walt Disney World, Magic Kingdom toll plaza17 miles31 min
Downtown Orlando, City Hall22 miles32 min
Universal Orlando19 miles29 min
SunRail Poinciana station6.6 miles11 min
Lakeland City Hall43 miles58 min
Tampa International Airport80 miles102 min

Without traffic, from OpenStreetMap routing. Rush-hour drives take longer.

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Kissimmee questions

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Is Buenaventura Lakes in the City of Kissimmee?

No. Buenaventura Lakes is a census-designated place in unincorporated Osceola County with 30,251 residents in the 2020 Census. It uses a Kissimmee mailing address, but the county, not the city, sets its zoning and tax rate.

Is Poinciana part of Kissimmee?

No. Poinciana is a census-designated place of 69,309 residents (2020 Census) spread across unincorporated Osceola County and unincorporated Polk County. Check the county on the Property Appraiser's record before comparing taxes.

What is the property tax rate in Kissimmee?

For 2025 the total was 17.4114 mills inside the city: 7.2500 county, 5.3060 schools, 4.6253 city and 0.2301 water management district. A homesteaded house assessed at $300,000 owed about $4,477, before any non-ad valorem assessments.

Can I rent a Kissimmee home by the night?

Only where the city has approved it. The Land Development Code prohibits renting a dwelling for less than 30 days in a residential district unless it is inside the Short-Term Rental Overlay and approved, and the association's documents must allow it too. A Florida DBPR vacation rental license and tourist tax registration are also required.

Who provides electricity and water in Kissimmee?

Inside the city, Kissimmee Utility Authority supplies electricity and Toho Water Authority supplies water, sewer and reclaimed water. The city's Solid Waste Division collects trash, recycling and yard waste.

Does SunRail stop in Kissimmee?

Yes. The Kissimmee/Amtrak station is at 320 Pleasant Street downtown, and Poinciana station, the south end of the line, is at 5025 S. Rail Avenue in unincorporated Osceola County. SunRail runs Monday to Friday.

How far is Kissimmee from Orlando International Airport?

About 17 miles and 29 minutes from City Hall without traffic, by OpenStreetMap routing. Allow more at busy times.

Which school is a Kissimmee address zoned for?

The School District of Osceola County assigns schools by address, and its board approved the 2026-27 boundaries on June 23, 2026. Use the district's BusPlanner lookup for the address you are considering.

Why can a buyer's tax bill be higher than the seller's?

Florida caps the yearly rise in a homesteaded home's assessed value (2.7 percent for 2026), so a long-held home can be assessed well below market value. A sale ends that cap and the home is reassessed at market value the next January 1.

More community guides

Sources (54)

  1. 1. U.S. Census Bureau: 2020 Census, table P1, Kissimmee city, Florida
  2. 2. U.S. Census Bureau: ACS 2020-2024 5-year, table B01003, Total population, Kissimmee
  3. 3. U.S. Census Bureau: ACS 2020-2024 5-year, table B25077, Median value of owner-occupied homes, Kissimmee
  4. 4. U.S. Census Bureau: ACS 2020-2024 5-year, table B25035, Median year structure built, Kissimmee
  5. 5. U.S. Census Bureau: ACS 2020-2024 5-year, table B25034, Year structure built, Kissimmee
  6. 6. U.S. Census Bureau: ACS 2020-2024 5-year, table B25024, Units in structure, Kissimmee
  7. 7. U.S. Census Bureau: ACS 2020-2024 5-year, table B25003, Tenure, Kissimmee
  8. 8. U.S. Census Bureau TIGERweb: places, with 2020 Census counts and land area (read October 2026)
  9. 9. Ninth Judicial Circuit Court of Florida: Osceola County courthouses, 1890
  10. 10. City of Kissimmee: History of the City
  11. 11. Osceola County GIS: Parcels, with tax district and subdivision (read October 2026)
  12. 12. Osceola County Property Appraiser: 2025 Final Millage Rates
  13. 13. Florida Department of Revenue: Property Tax Information for Homestead Exemption (PT-113, August 2025)
  14. 14. Florida Department of Revenue: Additional Homestead Exemption Adjustment (January 2026)
  15. 15. Florida Department of Revenue: Save Our Homes annual increase (January 2026)
  16. 16. Florida Department of Revenue: Save Our Homes Assessment Limitation and Portability Transfer (PT-112, August 2024)
  17. 17. Florida Department of Revenue: Property tax information for taxpayers
  18. 18. Osceola County Tax Collector: Real Estate Taxes
  19. 19. Florida Division of Elections: Amendment 3, 2026 general election (increased homestead exemption; lower cap on non-homestead assessments)
  20. 20. Florida Statutes, section 720.30851: Estoppel certificates (2026)
  21. 21. City of Kissimmee: Land Development Code, chapter 14-2 (definitions), section 14-4-7 (Short-Term Rental Overlay District) and section 14-6-44 (short-term rentals), codified through Ordinance 3113 of February 4, 2025
  22. 22. City of Kissimmee: Find Your Property's Zoning Category
  23. 23. Osceola County Land Development Code, section 3.12.2, Short-Term Rental Overlay (codified through Ordinance 2025-40 of August 18, 2025)
  24. 24. Osceola County: STRPD District (Short Term Rental Planned Development)
  25. 25. Osceola County: Short Term Rental Listing (revised May 2022)
  26. 26. Florida Department of Business and Professional Regulation: Guide to Vacation Rentals and Timeshare Projects
  27. 27. Osceola County Tax Collector: Tourist Development Taxes
  28. 28. Florida Department of Revenue: Sales and Use Tax on Rental of Living or Sleeping Accommodations (GT-800034, October 2025)
  29. 29. Florida Department of Revenue: Discretionary Sales Surtax Information (DR-15DSS)
  30. 30. School District of Osceola County: School Zoning and Rezoning Information (2026-27)
  31. 31. School District of Osceola County: Charter Schools
  32. 32. Kissimmee Utility Authority: About KUA (January 2026 customer count)
  33. 33. Osceola County: Utilities (electric, water and gas providers)
  34. 34. Osceola County GIS: Electric Utility Provider (read October 2026)
  35. 35. Toho Water Authority: Our Service Area
  36. 36. City of Kissimmee: Solid Waste Division
  37. 37. Osceola County: Curbside Collection Services
  38. 38. Florida's Turnpike: mainline interchange map
  39. 39. SunRail: Kissimmee/Amtrak station
  40. 40. SunRail: Poinciana station
  41. 41. Florida Department of Transportation: Interstate exit numbers for I-4
  42. 42. Central Florida Expressway Authority: SR 538 (Poinciana Parkway)
  43. 43. Brightline: Orlando station
  44. 44. City of Kissimmee: Downtown Kissimmee CRA
  45. 45. OpenStreetMap routing (OSRM): approximate drive distances and times, October 2026
  46. 46. FEMA Flood Map Service Center
  47. 47. City of Kissimmee: Stormwater and Flood Prevention
  48. 48. Osceola County: Flood Map Services
  49. 49. Florida Office of Insurance Regulation: Wind Mitigation Resources (form OIR-B1-1802, effective April 1, 2026)
  50. 50. Citizens Property Insurance Corporation: Your Wind Inspection
  51. 51. City of Kissimmee: Kissimmee Lakefront Park
  52. 52. City of Kissimmee: Parks
  53. 53. City of Kissimmee: Shingle Creek Regional Trail
  54. 54. City of Kissimmee: Shingle Creek Regional Park

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